Attention homeowners in Newberry and Luce County: Get an Appraisal today!![]() Here are the top 7 reasons why MI homeowners need Northern Living Appraisals:
Own a house in or near Newberry, MI and need help determining the price of it?
We at Northern Living Appraisals understand the individual needs of a customer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at Northern Living Appraisals, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours. Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. Northern Living Appraisals is seasoned in helping clients just like you get rid of unneeded and unwanted PMI insurance. Challenging Luce county's assessment of your propertyLets say you live in a local area that is going down -- your local tax assessor may have your home overvalued. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. An appraisal from Northern Living Appraisals is your strongest weapon when contesting your property tax assessment. Was your HELOC recently frozen?Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. Northern Living Appraisals can help you reinstate your home equity line of credit with an expert appraisal. Do You Need Field and Desktop Appraisal Review Services?Do you need a seasoned professional to double-check your appraisal for preciseness, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your property. |